Bankruptcy cases can go haywire, until you require the intervention of bankruptcy attorneys. However, just as a reliable Houston bankruptcy attorney may commit to representing your interests in a bankruptcy case, you also have a duty to your attorney and the court that handles your case.
Besides, it is also important to understand that bankruptcy cases follow specific sets of laws and here are some points to observe so you can be a good client, or debtor, in a bankruptcy case.
In a bankruptcy case, it is advisable to remain as transparent and honest as possible, especially when dealing with bankruptcy attorneys. If you fail to provide the truth, which legally amounts to perjury, you can forfeit your chances of discharge. You can consult reliable bankruptcy attorneys for the consequences of perjury regarding bankruptcy litigation.
Accuracy and completeness of information
Bankruptcy cases require dozens of information. Many times, you will reveal all creditors, your possessions both monetary and material, your expenses, and all the financial transactions you carried out about 24 months before you filed bankruptcy. In this case, treat your attorney as a dear friend, in whom you can confide with the darkest secrets of your hearts.
For instance, if you are dealing with bankruptcy lawyers Houston TX has to offer, it is advisable to leave nothing undisclosed so your attorney can have all the information in its entirety. This includes the debts you have and you feel the owners should know nothing about the bankruptcy step.
Cooperation with attorney
When you hire a bankruptcy attorney, be ready to cooperate. The attorney commits to helping you, for a successful outcome of your case. Therefore, provide what the attorney wants as soon as possible. Pay the fees promptly and make your lawyer comfortable as he or she handles your case.
Credit counseling session
With regard to debt issues, a debtor should undergo a credit counseling sitting before filing bankruptcy. Even if a credit counselor may be of little help at this point, the information is required during the bankruptcy process and you must comply. Therefore, provide your lawyer with any requirement whose absence may hinder the success of your case.
Debtor education (post-filing)
This course is important for a debtor and you should take it before your case is discharged. In its absence, your discharge order may not be released. In addition, you need to furnish your attorney with copies of your tax slips, especially two years prior to bankruptcy filing. The pay tubs will help in determining whether you qualify for chapter 7 or 13 bankruptcy payment plan. Besides, your tax return slips are used to determine is your tax payments are relevant and up to date.
A complete statement of intention
This is necessary in the presence of collateral such as car loan, mortgage, or other forms of secured debts. In that case, you have to provide your attorney with a complete statement of intention to show what happens to the collateral or the debt.
If you are dealing with Houston bankruptcy attorneys, for example, you need to observe these points to enable your attorney to frame up a suitable legal representation.